Do you agree or disagree with the following statements?

• "If goods were sold only for cash, prices would be lower and everyone would be better off."

I agree because some people has a low income and they can't afford things.

• "If I can't pay for something, it means I can't afford it, so I won't buy it." 

I agree because if you don't have the right amount of money for it then you can't be able to buy it.

• "I buy on credit whenever I can because credit increases sales and is good for businesses."

I disagree because you might keep spending over the limit on credits and ended up paying more.

• "You should use credit sometimes: it helps you establish a credit rating, which may be useful in case of an emergency." 

I agree because you need good credits then when you have to borrow money for housing or something important the bank will lend you in an easier process.